GUARANTEED
ISSUE
The Guaranteed Issue Life Insurance Plan is a life-insurance policy designed to provide coverage without needing medical exams or health questions. It is an ideal option for individuals who may have pre-existing health conditions or have been denied coverage. This plan ensures that you and your loved ones have financial protection, regardless of your health status.
FEATURES
No Medical Exam Required: Approval is guaranteed without any medical exams or health questionnaires.
Simplified Enrollment Process: Quick and easy application with minimal paperwork.
Guaranteed Acceptance: As long as you meet the age requirements, your acceptance is guaranteed.
Fixed Premiums: Your premiums remain constant for the life of the policy, providing predictable and affordable coverage.
Coverage Amount: Typically, coverage amounts range from $5,000 to $25,000, which can help cover final expenses, medical bills, or other financial needs.
Cash Value Accumulation: The policy may build cash value over time, which you can borrow against if needed.
Beneficiary Flexibility: You can designate one or more beneficiaries to receive the death benefit.
Benefits
Peace of Mind: Ensures that your loved ones are financially protected in the event of your passing.
Accessibility: Perfect for individuals with health issues or those who have been turned down for traditional life insurance.
Affordability: Fixed premiums make it easier to budget and plan for the future.
Legacy Protection: Provides a financial legacy for your family, helping to cover funeral costs and other expenses.
Ideal For
Individuals aged 50 to 85 (age range may vary by provider) who want to secure life insurance coverage without medical hurdles.
Those with pre-existing health conditions seeking guaranteed coverage.
Individuals looking for a straightforward, hassle-free way to ensure their final expenses are covered.
EXPLORE OTHER OPTIONS
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Term life
Term Life Insurance is a straightforward and affordable type of life insurance designed to provide coverage for a specified period, known as the term. This plan offers a death benefit to your beneficiaries if you pass away during the term, making it an excellent choice for individuals seeking temporary financial protection for their loved ones.
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Whole Life
Whole Life Insurance is a permanent life insurance policy designed to provide lifelong coverage with the added benefit of building cash value over time. This plan combines guaranteed death benefits with a savings component, making it a comprehensive solution for long-term financial security and estate planning.
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Seniors Life
Seniors Life Insurance is specially designed to provide older adults with financial protection tailored to their unique needs. This type of insurance offers peace of mind by ensuring that final expenses and other financial obligations are covered, easing the burden on your loved ones during a difficult time.
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Funeral
Funeral Expense Insurance, also known as Final Expense Insurance, is a specialized type of life insurance designed to cover the costs associated with your funeral and other end-of-life expenses. This plan ensures that your loved ones are not burdened with these financial responsibilities during an already difficult time.
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Guaranteed Issue
The Guaranteed Issue Life Insurance Plan is a life-insurance policy designed to provide coverage without needing medical exams or health questions. It is an ideal option for individuals who may have pre-existing health conditions or have been denied coverage. This plan ensures that you and your loved ones have financial protection, regardless of your health status.
